The fees and charges to be levied on the various services is compiled in the below table.
Service Charges
| Nature of Services / Facilities / Permissions | Charges(INR) |
|---|---|
| Loan Processing Fees | a) If loan amount < 5 lacs - Rs 3379 b) If loan amount > 5 lacs & < 10 lacs - Rs 3887 c) If loan amount > 10 lacs - Rs 4565 d) Documentation Charges - Rs 350 e) Goods & Service Tax - 18% |
| Change of personal information | NIL |
| Change of correspondence address | NIL |
| Copy of full set of Agreement(on client's request) | Rs. 200 |
| Change in contract tenure ( Reschedulement and cycle date change) | Rs. 5000 |
| Change in agreement or addendum to Agreement( Constitutional change - Non Monetary change) | Rs. 2500 |
| Withdrawal or Loan cancelation charges | Rs. 5000 |
| Consent letter for Inter State RC transfer | Rs.1000 |
| Repayment schedule / Statement of Loan A/c on borrowers request | Rs. 250 |
| Change or addition of guarantor | Rs. 5000 |
| Post closure duplicate issues of NOC | Rs. 1000 |
| Documentation charges | Rs. 350 |
| NOC for commercial to personal usage | Rs. 2000 |
| LPG / CNG NOC | Rs. 2000 |
| NOC private to commercial usage | Rs. 5000 |
| Interest on default payments | 0.1% per day plus applicable taxes |
| Charges per cheque / ESC mandate bounce | Rs. 500 per instance |
| Cheque / repayment mode swap charge | Rs. 500 |
| Cheque re-presentation charges | Rs. 500 |
| Full prepayment charges(effective 18/4/2013) | a) If within 24 months - 3% on outstanding principal amount b) If after 24 months - 1.5% on outstanding principal amount |
| Part Payment | Allowed only twice in entire loan tenure, prepayment amount should not be less than the amount equivalent to 3 EMIs. For processing such part prepayment request 2% part prepayment charges shall be levied on said part payment amount. |
| Legal, repossession and incidental charges | At actual |
| Stamp duty charges | At actual |
Note
1) All fees and charges are subject to Goods & Service Tax as applicable.
2) The fees or charges given in above table are subject to change and the one recorded in agreement will be binding over this site
