The fees and charges to be levied on the various services is compiled in the below table.
Service Charges
| Nature of Services / Facilities / Permissions | Charges(INR) |
|---|---|
| Loan Processing Fees | a) If loan amount < 5 lacs - Rs 3388 b) If loan amount > 5 lacs & < 10 lacs - Rs 3833 c) If loan amount > 10 lacs - Rs 4545 d) Documentation Charges - Rs 350 e) Service Tax - As per actuals |
| Change of personal information | NIL |
| Change of correspondence address | NIL |
| Copy of full set of Agreement(on client's request) | Rs. 200 |
| Change in contract tenure ( Reschedulement and cycle date change) | Rs. 5000 |
| Change in agreement or addendum to Agreement( Constitutional change - Non Monetary change) | Rs. 2500 |
| Withdrawal or Loan cancelation charges | Rs. 5000 |
| Consent letter for Inter State RC transfer | Rs.1000 |
| Repayment schedule / Statement of Loan A/c on borrowers request | Rs. 250 |
| Change or addition of guarantor | Rs. 5000 |
| Post closure duplicate issues of NOC | Rs. 1000 |
| Documentation charges | Rs. 350 |
| NOC for commercial to personal usage | Rs. 2000 |
| LPG / CNG NOC | Rs. 2000 |
| NOC private to commercial usage | Rs. 5000 |
| Interest on default payments | 0.1% per day plus applicable taxes |
| Charges per cheque / ESC mandate bounce | Rs. 500 per instance |
| Cheque / repayment mode swap charge | Rs. 500 |
| Cheque re-presentation charges | Rs. 500 |
| Full prepayment charges(effective 18/4/2013) | a) If within 24 months - 3% on outstanding principal amount b) If after 24 months - 1.5% on outstanding principal amount |
| Part Payment | Allowed only twice in entire loan tenure, prepayment amount should not be less than the amount equivalent to 3 EMIs. For processing such part prepayment request 2% part prepayment charges shall be levied on said part payment amount. |
| Legal, repossession and incidental charges | At actual |
| Stamp duty charges | At actual |
Note
1) All fees and charges are subject to Service Tax as applicable.
2) The fees or charges given in above table are subject to change and the one recorded in agreement will be binding over this site
